Monday, February 6, 2012

Solved question Paper of IPO Examination held on 29th January 2012 (Question No 23 to 90)



Q23  If directive principles of states  policy  is infringed
Answer: There is no remedy by judicial proceedings
Q24  Indira  sawheny V union  of India  is a  case dealing with
Answer : Reservation for OBC
25  Article 17 of the  constitution
Answer : Abolishes  untouchability 
26 which part of the constitution  reflects the mind and  ideals  of the framers
Answer : Preamble
27  The power of institution of suits and proceedings against the central government and state government is provided in which article
Answer  Article 300
28The attorney General  of India holds office  during  the pleasure of the
Answer : President
29 The eighth  schedule of the constitution contains
Answer : List of language recognaized by the constitution
30 National emergency can be declared by the president
Answer : On recommendation of the council  of ministers
31 The provisions of art 311 does not apply to
Answer All of these
32 who decides whether a bill is a money bill or not
Answer :Speaker of the Lok Sabha
33 who is the Ex – office Chairman of the Raja Sabha
Answer : The Vice-President

34 Which article seperates Judiciary from executive
Answer :Habeas Corpus
35 All  india  services has been created  under which article
Answer :Article 50
36 Which of the following  right is not provided under the consumer protection act
Answer : Article 312
37  The pecuniary jurisdiction of consumer state commission is
Answer : Right to punish
38 The pecuniary jurisdiction of consumer state commission is
Answer : None of the above
39 The limitation for filling appeal  under the consumer protection act is
 Answer : 30 days from the order
40 Medical services were brought under the consumer protection act by the supreme court in the famous case of
 Answer : Indian medical association v V.P shata
41  Consumer mentioned u/section 2 of the act includes
Answer  Both of them
42 The limitation for filing a  consumer complaint is
Answer : Two year
43 The delay in filing consumer complaint can be condoned under
Answer: Section 24 A(2) of the Act
44 Consumer disputes  redressal fourm to be known as 
 Answer : District Forum
45 The responsibility of a consumer under the act  includes
Answer:  All of the above
46  Appeal  from the orders of consumer national commission lies to
Answer : Supreme Court
47 under which  provision district forum can impose punitive damages
Answer: Section 14(d) of the Act
48 A person against whom  an order has been passed by the district forum may go  into appeal to the consumer state commission subject to  his depositing
Answer :Lesser of (A) & (B)
49 The president of consumer state  commission is appointed by the state government in  constitution with the
Answer :Chief Justice of the High Court
50 The pecuniary jurisdiction of  consumer national commission is
Answer : Above 1 Core
51 The provision of transfer of complaints from one district forum to another within the state vests with the state commission under 
Answer : Section 17 A of the Act
52 The word  “information “ under the  RTI act includes
Answer : Both of them
53  The RTI act  came into effect in the year
Answer : 2005
54  The provision of the RTI act giving  citizen right to  information is
Answer : Section 3
55 The language of an application  under the RTI act may be
 Answer : All of the above
56  The period for filing  appeal under the RTI act  is  
  Answer : 30  days
57  An application making request for information
Answer : Shall not be required to give any reason for requesting the information
58 The general time limit for providing information sought under  RTI act is
Answer : 30 days
59 The type of information exempted under the RTI act  are mentioned in 
Answer : Section 8
60 The term  of offices for the chief information commissioner and information commissioners is
Answer : Five year and  superannuation age being 65 years, whichever is earlier
61  Bar of Jursdiction of courts in respect of any  order made under the RTI act is contained in
Answer : Section 23
62 The umbrella organization under the RTI act to coordinates and monitor the implementation of the  provisions of the act is
Answer : National Advisory council
63  The object of the RTI act is
Answer : All the above
64  RTI act applies to 
Answer : Only A & B
65  The period for  filling second appeal under section 19 of the RTI act is
Answer : 90 days
66  The limit  of penalty  to be  imposed by the state information commission or the central information commission under section 20  of the act on the principal information officer  is rupees 
Answer :
67  Number of chapters in the Indian  penal code 1860 are
Answer : 23
68 How many types of punishments have been prescribed under the Indian penal code
Answer : Five
69  Chapter V of Indian  penal code deals with
 Answer : Abetment
70  abettor is a person
Answer : Who instigates the commission of offence
71  Preventing services of  summons or other proceeding or preventing publication thereof shall be published with
Answer : Any of A and B
72  Under section  99 the right of private defence is
Available against public servants only when  their acts cause reasonable apprehension  of death  or grievous  hurt
73  A public  servant absconding to avoid service of summons or other proceeding shall be punished with
Answer : Simple imprisonment for 1 month an fine Rs 500
74  Obstructing public servant in discharge functions shall be punished with
 Answer : Imprisonment for 3 months, or fine of Rs 500/- or both
75 Numbers of chapters in the Indian evidence act 1872
Answer : 11
76  indian evidence act  1872 does not apply on affidavits and arbitration
Answer : Correct statement
77 Relevancy is

78 RTI act 2005 covers all the state in the India  except
Answer :  Jammu & Kashmir
79 Which  one of the following is not a member of  committee for appointment of CIC
Answer :  Speaker of Lok sabha
80  which of the following  is not a writ  provided in the constitution of india

81  Code of civil procedure came in to force in the year

Answer  01-01-2009 1908
82  Mesne  profits under CPC means
Answer : Owner of property
83 Foreign judgment under CPC means
Answer : The Judgment  of  foreign court
84  Decree of a civil  court means and  includes

85 Judgment debtor means

Answer :A person against whom decree has been passed
86  Pleader menas
Answer : Any person entitled to appear and plead for another in court 
87 The word  judge under CPC  means

Answer :  Presiding officer of a Civil Court
88 The word ‘ order ‘under section 2 of CPC means
Answer : formal expression of any decision of a Civil Court 
89 Share  in a corporation shall be  deemed  to  include 
Answer : Bond , stock ,debenture stock
90  Apart from the state of Jammu & Kashmir which is the state where on whole of it CPC does not  apply
Answer : Nagaland
Prepared  by s Jayachandran , SA , Mavelikara Division : 9961464279
Please visit http://nfpemavelikaradivision.blogspot.com



SB ORDER NO 1/2012 CIRCULATED...

Saturday, February 4, 2012

CADRE REVIEW OF DOPT


MINISTRY OF PERSONNEL, PUBLIC GRIEVANCES & PENSIONS
CADRE REVIEW

Cadre review is an important aspect of cadre management. It ensures a healthy balance between the functional requirements of an organisation and legitimate career aspirations of its officers. The thrust of such an exercise is on scientific manpower projection and recruitment planning in order to rationalise the cadre structure as also to enhance efficiency, morale and effectiveness of the service/cadre. In terms of the extant guidelines, ideal periodicity of cadre review is once ever y five years .

The Department of Personnel and Training, being the nodal Department for cadre review of all Group ‘A’ Central Services/Cadres, has issued various guidelines to facilitate the process. Cadre Review as a subject has been allocated to the Cadre Review Division, which also acts as the Secretariat for Cadre Review Committee constituted to review individual service/cadre. The cadre review proposals are scrutinised in this Division keeping in view the  broad factors like functional requirements, stagnation at various levels, financial implications, measures for saving, organisational proficiency, etc . The proposals are then referred to the Department of Expenditure for financial concurrence and placed before the Cadre Review Committee for its approval. The Division also renders advice to the Cadre Controlling Authorities for better cadre management.
The status of Group ‘A’ Services is reviewed regularly. After first such review this year in April, all the concerned Departments were advised by the Cabinet Secretary to formulate appropriate cadre review proposals. Further, Para 1(ix) of the Government of India, Department of Expenditure Resolution No.1/1/2008-IC   dated 29 August,  2008, whereby its decisions on the recommendations of 6th Central Pay Commission have been conveyed enjoins upon all the Cadre Controlling Authorities to review the services/cadres under the administrative control within a year. The Cadre Controlling Authorities have been reminded again October 2008.
There are 58 Central Group ‘A’ Services, out of which 44 services are due for cadre review this year, i.e., 2008.  The cadre review proposals of five of the remaining forty four Group ‘A’ Services are already under active consideration. These are Indian

MINISTRY OF PERSONNEL, PUBLIC GRIEVANCES & PENSIONS
CADRE REVIEW

Defence Service of Engineers and Military Engineering Service (Surveyor Cadre), Military Engineering Service (Architect Cadre), Indian Inspection Service and Indian Supply Service The progress is being monitored constantly.
The Cadre Review Division also compiles and analyses statistical information of all the Central Group ‘A’ Services. The inconsistencies, if noted during the analysis, are brought to the notice of the concerned Cadre Controlling Authority. This exercise is undertaken on half yearly basis in January and July every year. The data as on 1st January, 2008 has already been compiled and analysed. The detailed report in this regard is also posted on this Department’s website. However, it has been decided that the next analysis would be done only after completion of cadre review of all the services envisaged in the Government’s Resolution mentioned above.

Friday, February 3, 2012

LGO Examination Result of Tamilnadu Circle

Selected candidates and surplus candidates selected for Tamilnadu Circle List is published now

Click here to see the Selected candidates list

Click here to see the surplus qualified candidates list

Five day week in bank : Is there any possibility ?


          Bankers have been demanding 5 days week for a very long times, specially since the same has been introduced in central government offices and later on also adopted by RBI for its own offices.


          However, till date, government has denied this demand on one plea or the other.  One of the main reasons for denial of this demand is the argument that it will put unnecessary hardships to the general public who wants to withdraw money on Saturdays also.


          It has been in news recently that IBA has recommended 5 days week to Finance Ministry but there is no confirmation available from any authenticated source till date.


          As per our view, it is very unlikely that Govt. will allow banks to be open only five days in a week where the largest Public Sector Bank has earlier announced that it is exploring options to open 7 days a week.


courtesy:paycommisionupdate

Model Paper for Postmaster Exam


Q1. Any SAS/MPKBY/PPF agent cannot act as an agent or messenger of a depositor for the purpose of withdrawal from his/her saving bank account.  

The Above-mentioned statement is

a.  True                                           b. . False

Q2  A pensioner can now open pension account either individually or jointly

a.   True                                            b. False


Q3 Retired employee of any govt. department can draw pension through
pension account.

a. True                                            b.  False

Q4 MIS account in multiple of Rs. 1500/- can be made instead of Rs. 1000/- MIS and the maximum limit of investment in a single account has been raised from Rs. 3 lakh to Rs. 4.5 lakh and in joint account opened by two or three adults; the maximum limit has been raised from Rs. 6 lakh to Rs. 9 Lakh.

   Wef 

a  1.8.2007     b. 12.5.2008              c.30.08.2009

Q5 . of admissibility of 5% bonus on maturity amount of MIS accounts opened on or after

a.  28.12.2008      b.  25.12.2007   c.  08.12.2007


Q6  With effect from------------------, all Single/Double handed Sub Post Offices, at the time of closure/premature closure of RD/MIS/SCSS accounts will collect closed passbook from the depositor and attach the same with account closure form and send in a manner as prescribed for dispatch of vouchers and LOT to HO.

a.  15.2.2008   b, 11.06.2010    c.  23.06.2010


Q7. As per provisions of Section 269-T of Income Tax Act, amount of any repayment of deposit or loan together with interest made with Department of Posts if becomes Rs. 20,000/- or more, it can only be made by account payee cheque or account payee bank draft or by crediting into Savings Bank Account if standing at the same post office.

The above said statement is

a. True   b. False
Q8.The reinvestment of matured certificates / deposits either in the same scheme or in any other schemes through the Post Office authorized Agents is admissible except in case of redeposit made in ----------account under Sub Rule (3) of Rule 6 of POTD Rules 1981 in which redeposit is made retrospectively from the date of maturity

a. TD  b.  MIS   c. RD

Q9. NRIs cannot invest in any of the Small Savings Schemes and Power of Attorney cannot open any account in any of the Small Savings Schemes. 

The above said statement is

  a. True    b. False


Q10  A blind/visually-impaired person can open and operate Savings, RD, MIS, TD, SCSS, PPF accounts and also purchase NSC VIIIth Issue or KVPs in his/her name independently.

The above said statement is


  a. True    b. False

Q11. NREG  accounts will be ----------------------and also cannot be converted into single or joint at a latter stage

a.. Non-transferable    b. Transferable

Q12. From -------------, the transferring Head Post offices will dispatch Advice of Transfer (AT) by Service Insured Post for Rs.100/- duly sealed instead of Service Registered Post.

a.  16.03.2009   b.  12.06.2010     c.15.05.2008

Q13. present the Counter Assistant is authorized to receive deposits and allow withdrawals up to Rs.--------------/- in savings accounts only under his own power without showing the documents to the Ledger Assistant and the Supervisor.

a. 5000  b.  2000   c .4000


Q14  The date of credit of cheque in case of RD/PPF account will be the date of
.
a. Date of Clearing    b. Date of Presentation of the cheque


Q15  Postmaster includes Sub-Postmaster, Branch Postmaster, Dy. Postmaster, A.P.M and SPMs in charge of SB Branch should not act as an agent or messenger of a depositor for the purpose of withdrawal from a saving bank account standing open in his office

The above said statement is


  a. True    b. False




General  Knowledge of Postal  Activities


Q1,Maximum preservation period of SO Daily account


a.  1 year             b. 2 year  c.18  months

Q2.  Claim application form for settlement of Savings Certificates of the deceased holder where no nomination is registered or no legal evidence is produced


a. NC14 b. NC15  c. NC16


2.  Maxi,mum amount handed over to Postman to MO payment is Rs --------------- For Urban Area.

a. 20000.  b. 30000. c. 50000

Q3  Fee for Issue of Duplicate Passbook is  Rs  



a.  10   b. 15   c. 50





Q4 Physically    handicapped  persons  can  also  eligible  to  take  PLI  policies  for  sum  of  Rs---------
a 100000  b 20000 c 300000


Q5  Certificates,  Rules  ---------1960  and  Post  Office  Savings  Bank  Rules,  _____________

a   1960, 1981   b 1981,1965   c 1963.1983

Q6  India Post provides various types of through its network of 1,55,516 post offices

A  155516  b 155515 c 150000

Q7  All   complaints pending over 1 month will be brought to the notice of circle office for seeking guidance for their settlement.

The above said statement is


  a. True    b. False

Q8  Heads of the Grievance Cell is


Deputy Director General (Public Grievances & Quality Assurance b Director (PublicGrievances and Work Study)  c Postal Directorate

Q9  Post Forum was introduced on

A 12 03.1962  b 15.03 2000  c 10.9.90.

Q10   The Indian Post Office Act  -------------


   A  1885 b 1896 c 1898

Q11 The maximum value of stamps to be kept in stock will be fixed by Divisional Head for Non-Gazetted Postmasters.

The above said statement is


  a. True    b. False
Q12  Unclassified receipts -----------------

A Form ACG.6   b Form ACG 6(a)  c   ACG


Q13  Prevention of Money Laundering (PML) Act ------------- 

A 2002  b 2007  c  2008


Q14 The entire country has been divided into ==========circles


a 15  b 16  c 22

Q15  No registered articles of any kind will be delivered to the addressee unless and until he or his agent authorized in writing has signed a receipt for it, in the prescribed form which will be presented to him for signature by the postman who delivers the registered article

The above said statement is


  a. True    b. False


Courtesy: sapost