India Post Data Centre; Needs and Benefits

In order to provide 24X7 reliable IT infrastructures for IT Modernisation project, a Data Centre Facility has been setup in Mumbai. Another facility called a Disaster Recovery Center (DRC) will be setup in Mysore to avoid any disruptions in the departmental operations.

A Data Centre is the centralized location from where all the applications to be implemented in the IT Modernisation Project (CBS, PLI, Mail Ops and RICT) will function.

Supplementary Inspection Questionnaire of HO / SO and BO relating to CBS.

CLICK HERE to view the Supplementary Inspection Questionnaire of HO / SO and BO relating t0 CBS communicated vide Postal Directorate letter no 16-01/2013-Inspn dated 15.05.2014.

This set of questions is supplementary to existing Inspection Questionnaire of HO / SO / BO. It is reiterated that these questions are in addition to existing questions laid down in the present questionnaire.

RURAL ICT - DEPARTMENT OF POSTS

A BROAD OUTLOOK ON IMPLEMENTATION OF RURAL ICT IN BRANCH POST OFFICES

published on request from interested GDS on computerization & modernization of Branch Offices
http://aipeugdsnfpe.blogspot.in/

Country's first Post Office Savings Bank ATM opened at T Nagar HO on 27/2/2014

Country's First Post Office Savings Bank ATM  inaugurated by Shri P. Chidambaram, Hon'ble Union Finance Minister, Govt. of India on Thursday the 27th February 2014 atThyagaraya Nagar Head Post Office, Shivagnanam Road, T'Nagar, Chennai,  Tamilnadu - 600017. 

Ms. P. Gopinath, Secretary (Posts) with Hon'ble Union Finance Minister Shri P. Chidambaram

In order to meet the requirements and needs of the I.T modernization project, Infosys Core banking Solution (CBS) will be implemented across India covering all the Post offices.

India Post to roll out its own ATMs beginning next month

Click here to view/download

CBS

SHORT ARTICLE ON IT MODERNIZATION _ CBS implementation of INDIA POST PROJECT 2012

Introduction

                In the changed scenario, modernization of Post office is mandatory to give enhanced service to the costumer, by avoiding duplication of work, better staff management with cost efficiency. For those modernization following methodologies are essential to implement the IT modernization of India Post, and for every below fields, vendors are called and approved by the department of Posts, India. I write this article to the common staffs of department of posts to know easily about the future course of action of our department under IT modernization

IT MODERNIZATION IS CONSISTS OF THE FOLLOWING

11.   Rural ICT Hardware Provider

Providing infrastructure like hand held device, mobile transmission infrastructures to the rural sub  post offices including BOs. M/s Infosys is signed as vendor

22.  Rural ICT mobile device platform provider – Supplying mobile hand held device software to the rural POs _ M/s Infosys is signed as vendor

  3. Core System Integrator (Except Banking and PLI) – Integrating and maintaining the software and datas for Mails, staff management, Accounts and auditing M/s TCS is signed as vendor

44.       Financial System Integrator (For Banking and PLI) – Integrating and maintain the software and datas for Savings Bank operations(CBS Finacle), PLI and RPLI & ATM installations – M/s INFOSYS is signed as vendor

55.        Data centre Facility – proposed to maintain the centralized main server at PTC mysore and back  server at Mumbai – M/s Reliance is signed as vendor

66.       Network Integrators – connecting all the post office thro network – SIFY is signed as vendor

77.    Mail office Hardware supply – Supplying required infrastructure for 15000 postmen like hand held devices and hard ware for Mail offices and TMOs _ Still no vendor is nominated

88.     Change Management – Project management units (PMUs) shall be deployed upto regional level to suggest innovative ideas to grow better and effective management to the Postal administrators. – M/s Sai is nominated for that purpose as vendor

CBS implementation

CBS(Core Banking solutions) is one of the areas for FSI, and to migrate to the CBS finacle following pre migration activities like, Database discrepancies cleaning, Circle processing centres(CPC), Signature scanning are required to the migrate the sanchay post data to the CBS finacle centralized server server. PLI/RPLI credit particulars updation are also in FSI and that’s why we are obtaining and updating the omitted credit particulars of PLI/RPLI nowadays.

DoP Internet Banking

Following facilities are available for DOP e banking portal user: 

My Profile:
         1. Change 'Sign-on' and Transaction Password.
         2. Set Preferences.
         3. Update channel id.
         4. View personnel details.

Accounts:
         1. Accounts Summary.
         2. Savings accounts details.
         3. RD account details.
         4. PPF accounts details.
         5. TD accounts details.
         6. NSC Account details.
         7. Loan on RD details.
         8. Loan on PPF details.
         9. Tax deducted at source details.

Brakes on Banking by Post offices

India Post banking system roll-out moves to user acceptance

Infosys is embarking on training India Post staff in how to use its Finacle banking system after completing the roll-out of the system at 155,000 post offices in India.

India Post is moving to the user acceptance phase of a project that began in August 2012, after Infosys won the contract to supply a core banking system to India Post.

C. N. Raghu, head of Infosys in India, said that, with 40% of the Indian population having no bank account, India Post with 155,000 branches is the ideal organization to get rural people into the banking system.

India Post has one branch per 8,000 people and 21km2.“We have finished our part of the project and will start user acceptance,” sad Raghu. “When we have finished that, the government standards agency will look at it and then it’s up to India Post to start using it.”

PLEASE GIVE YOUR FEED BACKS FOR INDIA POST IT MODERNIZATION PROJECT

Dear Comrades,

      Please Read the full details regarding IT modernization project of India post and don't forget to give your feed backs for the India Post IT modernization project by clicking the following link

Please click here to read about IT modernization project of India post in Tamil

Please click here to give your feed backs 

India post IT modernization project :-

      The Department of Posts (DoP) has been the backbone of India's communication network for more than 150 years and has played a crucial role in the socio-economic development of the country. In pursuance of its aim to provide world class services to Indian citizens and increase its operational efficiency, the DoP in September 2012 launched its ambitious IT modernization project. The project seeks to ensure availability of IT enabled postal, banking, insurance and retail services across India and bring in parity between services rendered in rural and urban areas. 

SIFY Network - Limits Internet Access in Post offices which is Migrated with CBS(Sify Network)

 Approved and Accessible Sites through SIFY Network:

All links Under India Post:

https://services.ptcmysore.gov.in/Speednet/
https://services.ptcmysore.gov.in/RNet
https://services.ptcmysore.gov.in/emo
https://services.ptcmysore.gov.in/uidreports/
https://services.ptcmysore.gov.in/AccountsMIS/
http://indiapostarrow.gov.in/arrow/default.asp
http://www.indiapost.gov.in/RuralInfrastructure/
http://ptcinfo.org/eiodweb/
http://www.indiapost.gov.in/ccc/
http://www.ptcinfo.org/DigiFrank/
http://www.ptcinfo.org/eurogiro/
https://services.ptcmysore.gov.in/spc/
https://www.epostoffice.gov.in/
http://indiapost.nic.in/
https://mail.gov.in/iwc_static/layout/new_login.jsp
http://www.indiapost.gov.in/SpeedPost.aspx
http://www.indiapost.gov.in/ExpressParcel.aspx
http://www.indiapost.gov.in/IMOS.aspx
http://www.indiapost.gov.in/BusinessPost.aspx
http://ipsweb.ptcmysore.gov.in/ipswebtracking/
http://services.ptcmysore.gov.in/Speednettracking/Track/UIDTrack.aspx
https://wupos.westernunion.com/agent-app/login
http://www.reliancegold.in/jsp/userLogin.jsp
https://services.dopmobile.in/MerchantApp/
http://mail.nic.in

SDC Chennai:
tamilnadupost.nic.in/sdc/index.htm


Private Sites:
www.google.com
www.yahoo.com


All other Sites were blocked by SIFY Network as per DOP Order.

Source : http://potools.blogspot.in/

POST BANK OF INDIA SANS POSTAL EMPLOYEES

It seems that the Post Bank of India (PBI) may become a reality in the near future. For the last more than fifteen years we have been told about the Post Bank and even the Parliamentary standing committee on Communications & IT has repeatedly demanded the Government for commencing Post bank. Several attempts have been made, but the Finance Ministry always took a negative stand, for one reason or the other. Majority of the bank managements including nationalized banks have been opposing the entry of the Postal department into commercial banking. The reason is obvious. They foresee a potential threat to their existence once Post Bank enters into their field and during the course of time the Post Bank may become one of the biggest Bank.
Post Bank of India will be an independent entity, separate from the current operations of small savings schemes being carried out by the Department of Posts on behalf of Ministry of Finance. Department has accordingly submitted an application to the Reserve Bank of India (RBI) on 28.06.2013 seeking banking license subject to necessary cabinet approval. RBI has said that new banks will have to set up at least three branches in villages with a population of less than 10000, for each branch they establish in other areas. Although Post Bank does not intend to open a bank in every Post office, the plan is to meet the financial inclusion goal through these Post offices. India Post had 1,54,822 Post offices across the country as on 31.03.2013, the largest for any department in the world, and close to 90% of them – 1,39,086 – are in rural India. This is more than four times the number of rural branches run by India’s Banks put together. According to plan prepared by Ernst & Young, India Post will become Post Bank of India’s banking correspondent. PBI will use Post office infrastructure but very frugally. Carefully done PBI can be a game – changer in rural areas.

India post is among 26 applicants that sought banking licenses from RBI. India Post has to develop the standards to meet RBI guidelines. In its guidelines for new banking licenses announced on 22nd February 2013, RBI required applicants to prove their eligibility on several fronts – from promoter holding to past experience to business plans. The minimum capital required by the applicants for license is Rs. 500 crores and foreign share holding in the new banks is capped at 49% for the first five years. The new banks have to be set up under a non-operative Financial Holding company (NOFHC). They also have to maintain minimum capital adequacy ratio – the ratio of risk weighed assets, a measure of financial strength of the bank – of 19 % for the first three years. New banks also need to list their shares within three years of starting operations.

The main argument put forward by those opposing the Post Bank is that Postal department has no experience when it comes to giving credit (loans). Department has only been taking deposits till now. Sanctioning and disbursing of credit needs an entirely different aptitude. India Post has no specialized experience in the business. It is reported that unlike many believe, the Post Bank of India will be a completely new entity with no legacies of a government department and very little to do with its parent department, except using some of its network. It will have an independent Board. Separate recruitment has been planned to have specialised banking staff. Of course, the Post Bank will be a subsidiary organisation of India Post, which need to be registered as a public sector Bank and Government equity in this new entity could be diluted. Whatever reforms and regulations Government implements in Nationalised Banking sector will be fully applicable to Post Bank of India also.

There are many talented and qualified Postal employees who want to switch over to the Post bank and to work as employees under the Post Bank. The reports that separate recruitment will be made for the Post Bank has cast shadow upon their hope to work in the Post Bank. NFPE demands that the existing Postal employees who want to switch over to the Post Bank shall be given chance to exercise option and if need be a trade test to assess their capability can also be conducted before selection. Selected officials can be imparted with intensive training in commercial banking business. In any case 100% open market direct recruitment is an injustice to those talented Postal employees who may not be able to apply for open recruitment due to age factor etc. we urge upon the Postal Board and Finance Ministry to give due consideration to this aspect, before the new Bank is rolled out.
Source : http://nfpe.blogspot.com/

Aadhar e-KYC : Fast, Secure & Cost Effective

The Unique Identification Authority of India, UIDAI has developed the e-KYC (Electronic – Know Your Customer) service, which promises to substantially improve customer services in the near future.  The new offering,  e-KYC allows an Aadhar number-holder to authorize UIDAI to release his personal details to any service provider to allow instant activation of services like bank account, mobile connection etc. 

Towards paperless transaction

Know Your Customer or KYC is a mandatory process that most financial institutions and mobile companies need to complete in regards to all their customers. Aadhar card is already a valid KYC instrument, still the KYC process takes much longer time and involves documentation.   The e-KYC service being offered by UIDAI will  enable to electronically verify identity and address proof of the residents, which will cut down time required on many things like getting a new mobile connection, opening a Bank account or a trading account etc.

“Not only will this service streamline the process of on-boarding new customers but it will also simplify the process of linking existing customer accounts to their respective Aadhaar numbers in an easy, yet secure manner. The eKYC service will extend the power and convenience of Aadhaar KYC to paperless transactions. Using the eKYC service, residents can authorise the UIDAI to release their KYC data to a service provider,” says UIDAI Chairperson Nandan Nilekani.

The authorization for release of personal data can either be done in person – through biometric authentication or it can be done online using OTP (One Time Password).  Upon successful authentication and consent of the resident, the UIDAI will provide the resident’s name, address, date of birth, gender, photograph, mobile number (if available), and email address (if available) to the service provider electronically.

Post Bank

Department of Posts has proposed to set up a Post Bank of India. This will be an independent entity, separate from the current operations of Small savings Schemes being carried out by the Department on behalf of Ministry of Finance. The Department of Posts has accordingly submitted an application to the RBI on 28.06.2013 seeking a banking license subject to necessary Cabinet approvals.

The details of financial services offered by the Post offices at present are as below:-

(1)         Small Savings Schemes of Government of India (on behalf of Ministry of Finance)

(i)                 Post Office Savings Account
(ii)               Post Office Time Deposit Account
(iii)             Post Office Recurring Deposit Account
(iv)             Post Office Monthly Income Account
(v)               Senior Citizens Savings Scheme Account
(vi)             Public Provident Fund Account
(vii)           National Savings Certificates (VIII)  and (IX) issue

POST BANK OF INDIA

Eventhough full details of the proposed Post Bank of India is not made public, it is learnt that

(1) Post Bank will be a public sector Bank under the control of Department of Posts as a subsidiary organization. It will function as a Bank separately, just like any other public sector Banks. All Banking Rules and Regulations will be equally applicable to Post Bank also.

(2) Recruiting personnel for running the Bank will be done in the same manner as being done by public sector Banks. Open market recruitment will be made. Existing Postal Employees will not be considered for appointment in the Post Bank.

(3) The Post office Savings Bank will remain as it is and do business as is being done now. Post Bank will be a separate entity.

(4) Full details are yet to be published.

(M. Krishnan)

General Secretary

Let the postman turn banker: India Post deserves to get a bank licence

India Post wants to own a bank. This is a great idea. In one stroke, this can ensure that millions more will get access to formal credit, in one of the most under-banked countries of the world. 

The biggest advantage for India Post, among the most enduring institutions set up by the British, is its huge network and customer base. Compared to roughly 1,00,000 commercial and rural bank branches in India, there are 1,55,000 post offices, a majority in rural and semi-urban areas. As a collector of small savings, it has experience in taking deposits — about Rs 6 lakhs crore at last count — but not in lending. A bank licence for only India Post would mean that the network of bank branches would more than double in one stroke.

India Post also fits the bill on other counts: a long track record of integrity and, most important — with one post office for every four villages — a massive presence in rural India, where the RBI wants 25 per cent of all branches to be located. Forget micro-finance companies, even compared to government-owned banks, the postal bank's cost structure, if it assigns some banking duties to postmen, will be lower.

Should Indian Post get a Banking License? ..Do they need one?

     The decision of Indian Postal Department to seek a Banking license from RBI through the Licensing Scheme meant for private sector has been an object of discussion since the announcement was made. The application is a source of embarassment to RBI which now has the challenge of deciding whether to grant a license to Indian Post or not as a traditional Bank.

     There have been many positive reviews by experts indicating why Indian Post deserves a Banking license. However, I am personally not convinced that it is a good idea for Indian Post to become a “Commercial Bank”. In fact Indian Post has a greater future by simply modernizing its traditional services rather than becoming a Bank. By converting itself into a Bank, India will lose a great digital post service that can be developed by only the department of post and not by any other entity in future.

     Let me present some of my preliminary views in this regard so that E&Y instead of advising the Postal department to convert itself into a Bank can work on how to modernize the postal system into a “Digital Postal System”.

SBCO - Misc Utility Software

Download & Unzip and paste CBS folder & CBS.bat  into  C:\ Drive ( or Any Drive )

Run the CBS.bat file  to execute CBS Utility Software



Download

This is useful for this purposes

1. To view list of Minus balance

2. Change the Account Status into CLS / TFR

3. Close all "0" Balance Account

4. Simple OB correction

5. To view Closed account with Balance

6. To change the Account Status  into Closed / TFR

7. To change all Minus into 0 balance by OB Corrections

8. To view the Closed / Transferred Account Details

India Post’s bank plans meet hurdle

The Department of Financial Services (DFS) has opposed the proposal of the Department of Posts (DoP) to apply for a banking licence. According to the DFS, though the network of post offices is large with 1.55 lakh offices across the country, they neither have an interconnected system in place to give people access to their money anywhere and at anytime like the banks, nor experience in lending.

“A Cabinet note is being circulated by the DoP for them to apply for a banking licence. But we are against the move,” a senior DFS official told FE.