POST BANK OF INDIA SANS POSTAL EMPLOYEES

It seems that the Post Bank of India (PBI) may become a reality in the near future. For the last more than fifteen years we have been told about the Post Bank and even the Parliamentary standing committee on Communications & IT has repeatedly demanded the Government for commencing Post bank. Several attempts have been made, but the Finance Ministry always took a negative stand, for one reason or the other. Majority of the bank managements including nationalized banks have been opposing the entry of the Postal department into commercial banking. The reason is obvious. They foresee a potential threat to their existence once Post Bank enters into their field and during the course of time the Post Bank may become one of the biggest Bank.
Post Bank of India will be an independent entity, separate from the current operations of small savings schemes being carried out by the Department of Posts on behalf of Ministry of Finance. Department has accordingly submitted an application to the Reserve Bank of India (RBI) on 28.06.2013 seeking banking license subject to necessary cabinet approval. RBI has said that new banks will have to set up at least three branches in villages with a population of less than 10000, for each branch they establish in other areas. Although Post Bank does not intend to open a bank in every Post office, the plan is to meet the financial inclusion goal through these Post offices. India Post had 1,54,822 Post offices across the country as on 31.03.2013, the largest for any department in the world, and close to 90% of them – 1,39,086 – are in rural India. This is more than four times the number of rural branches run by India’s Banks put together. According to plan prepared by Ernst & Young, India Post will become Post Bank of India’s banking correspondent. PBI will use Post office infrastructure but very frugally. Carefully done PBI can be a game – changer in rural areas.

India post is among 26 applicants that sought banking licenses from RBI. India Post has to develop the standards to meet RBI guidelines. In its guidelines for new banking licenses announced on 22nd February 2013, RBI required applicants to prove their eligibility on several fronts – from promoter holding to past experience to business plans. The minimum capital required by the applicants for license is Rs. 500 crores and foreign share holding in the new banks is capped at 49% for the first five years. The new banks have to be set up under a non-operative Financial Holding company (NOFHC). They also have to maintain minimum capital adequacy ratio – the ratio of risk weighed assets, a measure of financial strength of the bank – of 19 % for the first three years. New banks also need to list their shares within three years of starting operations.

The main argument put forward by those opposing the Post Bank is that Postal department has no experience when it comes to giving credit (loans). Department has only been taking deposits till now. Sanctioning and disbursing of credit needs an entirely different aptitude. India Post has no specialized experience in the business. It is reported that unlike many believe, the Post Bank of India will be a completely new entity with no legacies of a government department and very little to do with its parent department, except using some of its network. It will have an independent Board. Separate recruitment has been planned to have specialised banking staff. Of course, the Post Bank will be a subsidiary organisation of India Post, which need to be registered as a public sector Bank and Government equity in this new entity could be diluted. Whatever reforms and regulations Government implements in Nationalised Banking sector will be fully applicable to Post Bank of India also.

There are many talented and qualified Postal employees who want to switch over to the Post bank and to work as employees under the Post Bank. The reports that separate recruitment will be made for the Post Bank has cast shadow upon their hope to work in the Post Bank. NFPE demands that the existing Postal employees who want to switch over to the Post Bank shall be given chance to exercise option and if need be a trade test to assess their capability can also be conducted before selection. Selected officials can be imparted with intensive training in commercial banking business. In any case 100% open market direct recruitment is an injustice to those talented Postal employees who may not be able to apply for open recruitment due to age factor etc. we urge upon the Postal Board and Finance Ministry to give due consideration to this aspect, before the new Bank is rolled out.
Source : http://nfpe.blogspot.com/

DISCUSSIONS ON THE PENDING JCM SUBJECTS IN THE JCM (DC) STANDING COMMITTEE MEETING HELD IN 23.08.2013

The standing committee meeting of JCM (DC) was held on 23.08.2013 under the chairmanship of Member (O) to discuss the pending items of the last JCM (DC). Com. K. V. Sridharan, Leader Staff side, Com. Giriraj Singh, Secretary Staff Side, Com. M. Krishnan, Secretary General NFPE Com. D. Theagarajan, Secretary General FNPO represented the staff side. Com. Ishwar Singh Dabas, General Secretary, P4 NFPE, Com. T. N. Rahate General Secretary P4, FNPO were also present to discuss the postmen related issues.

The following are the decision in respect of important items.

1.    A new chairperson will be nominated with in a fortnight for further continuance of cadre restructuring proposal. A meeting with the staff side will be held within one month.

2.     The case of System Assistant will be looked into by the cadre review committee. The uniform duties and other ten demands pertaining to system administrators will be discussed in the same committee.

3.        Droping the practice of obtaining fidelity bond will be reviewed once again.

4.          The protection of pay of the defunct scale of PO & RMS Accountant case is being reviewed.

5.         The revision of cash allowance to the SPMs handling cash in the absence of treasurer will be finalized at the earliest possible.

6.         The committee reports for enhancing the line limits for cash remittance will be decided within a month. Providing van for cash conveyance for MNERGA payment will be considered.

7.     Fixing of norms to PSD and CSD will be considered only after the implementation of IT modernisation project.

8.      Allowing the physically challenged officials to appear in the IP examination, the referred case has not yet been finalized by the department of Social Justice. One more reminder and personal approach to expedite the approval will be made.

9.       The revised HSG I Recruitment rules ensuring 100% HSG I Posts to General line is under process. The revised recruitment rules for HSG I will be finalized within two months.

10.    The proposal for payment of incentive instead of honorarium for processing PLI/RPLI proposal will be finalized shortly. We pointed out about non-payment of RPLI incentive on monthly basis as per 2009, orders in most of the circles. It was assured to issue instructions to adhere the said instructions scrupulously. We pointed out the inadequate allotment of funds of clearing the pending incentive bills to the field officers and Agents and requested to allot the sufficient fund to wipe out all the pending bills forthwith. This was assured.

GRANT OF COMPUTER ADVANCE - 2012-13.

PRINCIPAL CONTROLLER OF DEFENCE ACCOUNTS
107, LOWER AGRAM ROAD, AGRAM POST, BANGALORE-560007

NO. AN/II/1832/Comp.Adv   

DTD: 24th June 2013

To:
1) All Sections in Main Office
2) All Sub-Offices under PCDA Bangalore
3) All HAL (DAD) Offices

SUB: GRANT OF COMPUTER ADVANCE - 2012-13.

   It is proposed to prepare a fresh panel of applicants for Computer advance for the year 2013-14. All those Officers / Staff who are eligible as per conditions given below and are desirous of applying may be advised to submit their applications in the Prescribed Proforma alongwith Invoice / estimates from the authorised dealer.

   1) All those Staff / Officers whose Pay in the Pay-Band of Rs.8560/­- or more can apply fur Computer advance.

   2) Such of those Officers / Staff who had applied earlier, but have Not been sanctioned Computer advance are also required to submit Fresh applications. In-complete applications received will not be Entertained

   3) Individuals who fulfill the conditions of Rule 17 (ii) & Rule 21(5) Of GFR Pt-II only have to apply for Computer advance.

   4) The advance for purchase of Computer is subject to availability of Funds.

   5) The contents of the Circular may please be brought to the notice of All staff members and their applications forwarded immediately, so as to reach this office on or before 10th July 2013 positively.

   6) Applications only in respect of eligible persons may be forwarded to this office duly recommended by the Head of the Office.

   Please acknowledge receipt.

Sd/-
ACDA(AN)

Disclosure of personal information under the RTI Act, 2005

No.11/2/2013-IR (Pt.)

Government of India

Ministry of Personnel, Public Grievances & Pensions

Department of Personnel & Training

North Block, New Delhi,

Dated the 14th August 2013

OFFICE MEMORANDUM

Subject: Disclosure of personal information under the RTI Act, 2005. 

The Central Information Commission in one of its decisions (copy enclosed) has held that information about the complaints made against an officer of the Government and any possible action the authorities might have taken on those complaints, qualities as personal information within the meaning of provision of section 8 (1) (j) of the RTI Act, 2005.

2. The Central Information Commission while deciding the said case has cited the decision of Supreme Court of India in the matter of Girish R. Deshpande vs. CIC and others (SLP (C) no. 27734/2012) in which it was held as under:-

“The performance of an employee/Officer in an organisation is primarily a matter between the employee and the employer and normally those aspects are governed by the service rules which fall under the expression personal information, the disclosure of which has no relationship to any public activity or public interest. On the other hand, the disclosure of which could cause unwarranted invasion of the privacy of that individual." The Supreme Court further held that such information could be disclosed only if it would serve a larger public interest.

3. This may be brought to the notice of all concerned.

End: As above.

sd/-

(Manoj Joshi)

Joint Secretary (AT&A

IMPORTANT POINTS TO BE CHECKED BY SUB DIVISIONAL HEADS DURING THEIR VISIT TO SUB POST OFFICE.

MAILS AND PROJECT ARROW

1. Mail in deposit – check the remarks given by Postman on deposit mail, arrange delivery of mail by contacting the addressees over phone, if possible.
2. Check whether mail has been date stamped before delivery?
3. Check the quantity of stamping and take appropriate action to improve the quality of stamping.
4. Check whether opening of mail bags is done properly. Check whether unpaid, missent and deliverable mails are segregated properly.
5. Check % of RTS mail. Check % of missent mail and take action to improve the % of RTS and missent. Check that RFD targets are being achieved by the SO (in case of project arrow office)
6. Check the returns from Postman and satisfy yourself that Postman has taken all efforts to deliver the mail.
7. Check whether “Unpaid Taxation Register”, “Bag Opening Register” are maintained properly.
8. Check whether Due Mail and Sorting List is on records and whether it requires any changes?


ACCOUNTS

9. Check whether Memo of Authorized balances is on records and does it require any changes? If so review and get it reissued.
10. Check whether SO is having stock of Postage stamps and stationery as authorized in Consolidated Memo of Authorized Balances?
11. Check whether SO is supplying the stamps and stationery to BOs as per Memo of Authorized Balances and whether any BO is having the stock of stamps less than the authorization. If so, get the supply made by SO immediately.
12. Check whether stock of IPOs is being replenished by the HO as per Memo of IPOs sold. Check whether SO is having stock of IPOs as per authorization.

SAVINGS BANK AND CBS

13. Check whether signature scanning is completed.
14. Check whether stock of NSCs is available at SO as per authorization and SO is having sufficient stock of NSCs of small denominations.
15. Check whether staff on the counter is aware about the target of SO and he/she is making all efforts for opening of new accounts against closed one and issue of certificates against discharged one.
16. Check whether the stock of Passbooks is available with SO commensurate with target allotted to SO.
17. Check what is the ratio for closure to open accounts of the SO. Try to improve the ratio by opening of 4 accounts against each closed account.
18. Check the Minus Balance cases status and take appropriate action.
19. Check the SBCO objection status and take appropriate action.
20. Check the status for data migration from SO to HO.

Aadhar e-KYC : Fast, Secure & Cost Effective

The Unique Identification Authority of India, UIDAI has developed the e-KYC (Electronic – Know Your Customer) service, which promises to substantially improve customer services in the near future.  The new offering,  e-KYC allows an Aadhar number-holder to authorize UIDAI to release his personal details to any service provider to allow instant activation of services like bank account, mobile connection etc. 

Towards paperless transaction

Know Your Customer or KYC is a mandatory process that most financial institutions and mobile companies need to complete in regards to all their customers. Aadhar card is already a valid KYC instrument, still the KYC process takes much longer time and involves documentation.   The e-KYC service being offered by UIDAI will  enable to electronically verify identity and address proof of the residents, which will cut down time required on many things like getting a new mobile connection, opening a Bank account or a trading account etc.

“Not only will this service streamline the process of on-boarding new customers but it will also simplify the process of linking existing customer accounts to their respective Aadhaar numbers in an easy, yet secure manner. The eKYC service will extend the power and convenience of Aadhaar KYC to paperless transactions. Using the eKYC service, residents can authorise the UIDAI to release their KYC data to a service provider,” says UIDAI Chairperson Nandan Nilekani.

The authorization for release of personal data can either be done in person – through biometric authentication or it can be done online using OTP (One Time Password).  Upon successful authentication and consent of the resident, the UIDAI will provide the resident’s name, address, date of birth, gender, photograph, mobile number (if available), and email address (if available) to the service provider electronically.

Public sector banks faces shortage of 56,000 employees

Public sector banks face a shortage of 56,022 personnel across various cadres and the lenders are at different stages of filling these posts, official sources said.

In the officer category, 25 public sector banks have 23,794 vacancies as of March, 2013. Of this, 5,815 officer level posts are in Bank of Baroda (BoB) only, sources said.

Syndicate Bank has 1,500 vacancies of officer level posts. Andhra Bank is facing a shortage of 1,484 officers. The number for the same in Bank of India is 1,473. Allahabad Bank needs to hire 1,450 officers, Punjab & Sind Bank 1,454 and Punjab National Bank 1,119.

Study Materials : SB Manuals, SB Acts, SB Orders

SB Manuals (Volume I to III), SB/SC Acts and all the SB Orders from 01.01.2007 are available in Indiapost Website. The links are given below.

SBManual Volume-I

SBManual Volume-II

SB ManualVolume-III

SBOrders of the years from 2007 to 2010

SBOrders of the year 2011

SBOrders of the year 2012

SBOrders of the year 2013

The Government Savings Bank Act, 1873

The Government Savings Certificates Act, 1959

DA FORMULA MAY GOING TO BE CHANGED

New series of Consumer Price Index (Base for calculation of D.A) under preparation:

Ministry of Labour and Employment, Government of India has decided to prepare a new series of Consumer Price Index for Industrial Workers. 

For this purpose, Government has set up a Standing Tripartite Committee (STC) to advise the Government on issues pertaining to the Consumer Price Index for Industrial Workers (New Series).

The STC will go into details of various parameters that are taken into consideration for updation of the base year such as the weighting diagram, consumption basket, selection of centres, sample size of establishments for price collection etc.

Government has no specific information about the skilled/semi-skilled worker outsourced by the Central Government /State Governments through contractors not being paid as per the CPI. 

Direct Recruitment PA/SA Examination - UPDATE as on 14-AUG-2013

Direct Recruitment PA/SA Examination - LATEST UPDATE

I       The List of shortlisted candidates for the Computer Typing / Data Entry (PAPER II) for Bihar, Haryana, Himanchal Pradesh & Rajasthan Postal Circles is added in the given link below.

II       PAPER II for Assam, Chhattisgarh, Jharkhand, Madhya Pradesh, North East, Odisha and West Bengal Postal Circles is scheduled on 24th and 25th August 2013.The Admit cards for the same have been dispatched. Same also can be downloaded from this website.

III      Selected Candidates called for Paper II can use links on the Screen named "Generate Admit Card" to familiarize with the Steps for appearing in "Typing Test" & "Data Entry Test".

 SHORT LISTED CANDIDATES FOR PAPER II 

Source : http://www.eonlineapply.com/dop/pages/index.htm

SB 46 Intimation v3.1 Revised 14/08/13

Major bug has been fixed, it can be execute in all POs.
Export to word option added.
Print option removed.
Background image has been changed.

Download

Source : http://potools.blogspot.in

DBAnalyzer for Sanchay Post dated 12/08/2013

All offices should update immediately to execute DB Analyzer Consolidated report.


Pre-requisite: .Net framework 3.5 

NOTE: Generation of Consolidated Report is a TIME CONSUMING PROCESS. All offices are advised to generate this report after completing the daily routines like DAY-END process, Database Backup, etc.

Download

Post Bank

Department of Posts has proposed to set up a Post Bank of India. This will be an independent entity, separate from the current operations of Small savings Schemes being carried out by the Department on behalf of Ministry of Finance. The Department of Posts has accordingly submitted an application to the RBI on 28.06.2013 seeking a banking license subject to necessary Cabinet approvals.

The details of financial services offered by the Post offices at present are as below:-

(1)         Small Savings Schemes of Government of India (on behalf of Ministry of Finance)

(i)                 Post Office Savings Account
(ii)               Post Office Time Deposit Account
(iii)             Post Office Recurring Deposit Account
(iv)             Post Office Monthly Income Account
(v)               Senior Citizens Savings Scheme Account
(vi)             Public Provident Fund Account
(vii)           National Savings Certificates (VIII)  and (IX) issue

Peaceful demonstration is not misconduct: court

While quashing the charge memo issued to two State Bank of India (SBI) officers alleging misconduct for holding a lunch hour demonstration in August last year, the Madras High Court has held that a mere peaceful demonstration, per se, inside the campus, cannot be understood as a mark of misconduct under the rules.

A Division Bench comprising Justices Chitra Venkataraman and K.B.K.Vasuki passed the common judgment on appeals filed by two officers of the bank against a single Judge’s order of February 8 this year.

The two, D.Thomas Franco Rajendra Dev, Deputy Manager, SBI, RBU, LHO, Chennai and D.Suresh Kumar, Chief Manager, RBU, LHO, Chennai, were the general secretary and elected president of the All India State Bank of India Officers’ Association respectively. The association held a lunch hour demonstration on August 28 last year in front of the local head office and in all the administrative offices of the bank. Members, including the two officers, participated.

Sexual offenders in office stand to lose job, promotion

You could risk losing at least 10% of your salary every month for a year, promotions, withdrawal of privileges and perks or even face termination of service if found guilty of sexually harassing a woman at your workplace. These are part of the new rules under the Sexual Harassment at Workplace(Prevention, Prohibition and Redressal) that was passed by Parliament recently. The rules empower the complaints committee to restrict the perpetrator's entry from the workplace if the guilty happens to be an outsider. The panel can also impose a fine of Rs 500, or 5% of the woman's salary in case of a false or malicious complaint.

These provisions are included in new rules that have been drafted by the ministry of women and child development and sent to the law ministry for their opinion. The provisions are likely to be notified by end-August.
A complaints committee, established under the law, will be empowered to recommend and impose a written apology, censure, withhold promotions, pay hikes or increments, entitlements and privileges, impose termination of service in case where they find a case of sexual harassment. The committee can also revoke, suspend any licence or registration in cases like a doctor or a lawyer's licence.

UTTARAKHAND TRAGEDY - DOP SANCTIONED 70 LAKHS

GDS BONUS CEILING – LATEST POSITION

Secretary, Department of Posts held discussion with Secretary Generals of NFPE and FNPO and all the General Secretaries of affiliated Unions/Associations on 02.08.2013 at Dak Bhawan, New Delhi. GDS Bonus case was discussed in detail. Secretary, Department of Posts, informed that Postal Board has again sent the file for approval of the Finance Ministry after replying all the queries raised by Finance Ministry. On behalf of AIPEU, GDS (NFPE) Com. P. Pandurangarao, General Secretary attended the meeting. Minutes of the meeting will be published later.

(M. Krishnan)

Secretary General

HOLIDAYS TO BE OBSERVED IN CENTRAL GOVERNMENT OFFICES DURING THE YEAR 2014

Click here to view details of Holidays - 2014

Postal/Sorting Assistant Exam(PA/SA) Results 2013 update

Postal Department published the list of candidates short listed from Delhi, Uttar Pradesh, Jammu & Kashmir, Punjab, Uttrakhand Postal Circles for Paper-II based on their performance in Paper-I. Update available in India Post website is as follows:

 I. The List of shortlisted candidates for the Computer Typing / Data Entry (PAPER-II) for Delhi, Uttar Pradesh, Jammu & Kashmir, Punjab, Uttrakhand Postal Circles is added in the given link below.

Mobile money order service to be launched on August 16

PATNA: Buoyed by the success of the pilot project of mobile money order service, launched about two months back, the postal department is set to launch this service in 2300 post offices across the state on August 16 and a total of 3,000 post offices by October.

This was stated by Brigadier G Bhuyan, state chief postmaster general, Bihar, while addressing a press conference here on Wednesday.

Since the launch of the pilot project in four states of the country, Bihar has received and sent the highest number of money orders. After the success of pilot project in Bihar, Haryana, Kerala and Delhi, the service would be made functional in five more states - Rajasthan, Andhra Pradesh, Uttar Pradesh, Punjab and Jharkhand - from August 16.

"In Bihar, the pilot project was initially launched in 18 post offices only. After a month, it was introduced in 123 more post offices and another 105 post offices after three more weeks. Since the launch of this service, we have completed over 1,000 mobile money order transactions, sending over Rs 11 lakh and receiving more than Rs 18 lakh," said Brigadier Bhuyan.

RTI Application can filed online

Government of India has started a RTI online web portal whereby Right to Information (RTI) applications can be filed online by Indian citizens, including those who are living abroad. The detailed procedure in filing of on-line RTI applications is as under:- 

An Indian citizen can file RTI application online through RTI online web-portal, having url www.rtionline.gov.in. The prescribed fee for RTI application can also be paid online through a payment gateway of State Bank of India by way of internet banking of State Bank of India and its associate banks and by using debit/credit cards of Master/Visa. This facility at present is available only for 37 Ministries/Departments of Government of India. 

SAVINGS BANK CHART ( Updated )

DB Analyzer: Sanchay Post Data Verification Error

Problem:
               While open DB Analyzer Consolidation report it shows " Un handled Exception occurred" or it shows below error


Solution:

Postal Assistant Exam Typing & Computer test information

Disclaimer: - All the Information provided in this post are Compiled by A. Praveen Kumar, SPM, Papannapet SO-502303 (Medak Division, Mob no. 9849636361, 8019549939) for in good faith of Postal Assistant exam aspirants.  Author of blog does not accepts any responsibility in relation to the accuracy, completeness, usefulness or otherwise, of the contents.

Part-II will be of 100 marks. Time duration is of 30 minutes (15 minutes each for computer typing test and Date entry test respectively)

Part-II will be of qualifying nature with minimum of 40% for OC, 37% for BC and 33% for SC /ST candidates.

The final merit shall be prepared on the basis of the aggregate marks obtained by the Applicants in the Aptitude Test (Paper I) only subject to their qualifying in Computer/Typing test (Paper II). i.e., there will be no marks for Typing/Data entry test. You have to just qualify the minimum criteria in Paper-2 and final merit list shall be prepared on the basis of marks of Paper-I only.

TypingTestPattern: -

Typing test will be divided in to two sections:

POSB Interest Calculator Ver 3.1.0 ( Updated on 01/08/2013)

Futures: RD/All TD/MIS/SCSS/SB/PPF etc. 

1. Calculate premature closure./Claim Closure

2. Calculate maturity closer with extended period.

3. PMI Calculation.

4. Loan Interest Calculation for RD/PPF accounts

5. with all relevant rules./ Comparison view

Download :  Link 1  Link 2

Developed By

Sri. Rajeev Sharma PA(SBCO)

Kullu HO 175101

Source: sapost

Inspector Posts Examination 2013.... vacancy position

Circle	OC	SC	ST	TOTAL
Bihar	05	03	-	08
Odisha	02	02	01	05
Punjab	02	0	02	04
TN	12	11	-	23
Chhattisgarh	04	02	-	06
Maharashtra	23	04	-	27
Rajasthan	07	-	-	07

POST BANK OF INDIA

Eventhough full details of the proposed Post Bank of India is not made public, it is learnt that

(1) Post Bank will be a public sector Bank under the control of Department of Posts as a subsidiary organization. It will function as a Bank separately, just like any other public sector Banks. All Banking Rules and Regulations will be equally applicable to Post Bank also.

(2) Recruiting personnel for running the Bank will be done in the same manner as being done by public sector Banks. Open market recruitment will be made. Existing Postal Employees will not be considered for appointment in the Post Bank.

(3) The Post office Savings Bank will remain as it is and do business as is being done now. Post Bank will be a separate entity.

(4) Full details are yet to be published.

(M. Krishnan)

General Secretary

Relay Hunger Fast before Circle / Regional offices from 05-08-2013 to 08-08-2013 Deferred.

All the Circle / Divisional/ Branch Secretaries of All India Postal Extra Departmental Employees Union. All India Office Bearers

 Dear Comrades.

Department assured in writing for considering our Demands positively. Relay Hunger Fast  programme before Circle / Regional offices from 05-08-2013 to 08-08-2013 Deferred.

Further communication will be intimated soon.

POSTMASTER’S CADRE

Consequent on granting permission by the DOP&T to fill up HSG-I vacancies as per existing recruitment rules, HSG-II officials with three year service are considered for HSG-I promotion. But the Postmaster Grade II officials with minimum five years service are only considered for PM Grade-III promotion as per the Postmaster Grade Recruitment Rules approved by DOP&T. This DISCRIMINATION was brought to the notice of the Directorate by AIPEU Group ‘C’ (CHQ) earlier. On 02.08.2013, detailed discussion was held with Member (P), Postal Services Board. It is informed that Directorate has already called for the detailed particulars, from Circles. On receipt of information the case will be submitted to DOP&T for RELAXATION of five years to three year at par with HSG II officials.

Source: AIPEU P3 CHQ